Isaac Scientific Publishing

Advances in Economics & Management (in Chinese)

储蓄率差异之谜:文化还是经济?

Download PDF (664.2 KB) PP. 35 - 48 Pub. Date: July 15, 2019

DOI: 10.22606/aem.2019.13001

Author(s)

  • 路继业*
    汕头大学商学院,汕头
  • 张冲
    上海财经大学金融学院,上海

Abstract

在一般均衡框架下,本文利用两期代际交叠模型研究文化对储蓄率影响的理论机制,同时利用 45 个国家1980 年至2013 年的面板数据,对理论研究的结论进行经验分析和深入挖掘。理论及经验研 究的主要结果表明:第一,文化影响的人们主观贴现率和资本主义精神,进而对储蓄行为产生影响; 第二,个体因素的解释力要高于收入、人口结构等传统经济因素,而文化是个体因素的重要组成部分; 第三、文化因素对国民储蓄率的影响具有异质性,它可以解释“东、西方储蓄率差异”及“东亚地区高 储蓄率之谜”,但就西方国家内部而言,文化对其储蓄率差异的解释力较低。

Keywords

文化,储蓄率,宗教,一般均衡分析,HT 估计量

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